<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  
  <!-- Main Pages -->
  <url>
    <loc>https://annuityarchitect.ai/</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/calculator</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/subscription</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/dashboard</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- State Pages -->
  <url>
    <loc>https://annuityarchitect.ai/states/california</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/states/texas</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/states/florida</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/states/new-york</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Additional important pages -->
  <url>
    <loc>https://annuityarchitect.ai/compare</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/proposals</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/privacy</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://annuityarchitect.ai/terms</loc>
    <lastmod>2025-01-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.3</priority>
  </url>
  
</urlset>